Texas Administrative Code (Last Updated: March 27,2024) |
TITLE 7. BANKING AND SECURITIES |
PART 5. OFFICE OF CONSUMER CREDIT COMMISSIONER |
CHAPTER 84. MOTOR VEHICLE INSTALLMENT SALES |
SUBCHAPTER A. GENERAL PROVISIONS |
§ 84.101. Purpose and Scope |
§ 84.102. Definitions |
§ 84.103. Responsibility for Acts of Agents |
§ 84.104. Knowledge of Laws and Regulations Required |
§ 84.105. Indigency Affidavit for Appeal of Conditional Delivery Determination |
SUBCHAPTER B. RETAIL INSTALLMENT CONTRACT |
§ 84.201. Time Price Differential |
§ 84.202. Default Charge |
§ 84.203. Deferment Charge |
§ 84.204. Disclosure of Equity in Retail Buyer's Trade-in Motor Vehicle |
§ 84.205. Documentary Fee |
SUBCHAPTER C. INSURANCE AND DEBT CANCELLATION AGREEMENTS |
§ 84.301. Definitions |
§ 84.302. Authorized Credit Insurance and Debt Cancellation Agreements |
§ 84.303. Provision of Policy or Certificate |
§ 84.304. Evidence of Equivalent Insurance |
§ 84.305. Collateral Protection Insurance |
§ 84.307. Prepaid Maintenance Agreements |
§ 84.308. Debt Cancellation Agreements Not Requiring Insurance |
§ 84.309. Debt Cancellation Agreements Requiring Insurance |
SUBCHAPTER D. ACQUISITION OF CONTRACT OR BALANCE |
§ 84.401. Acquisition of Contract or Balance |
SUBCHAPTER E. HOLDER'S RIGHTS, DUTIES, AND LIMITATIONS |
§ 84.501. Payoff Statement or Statement of Payments |
§ 84.503. Collection Practices |
§ 84.504. Collection Contacts |
SUBCHAPTER F. LICENSING |
§ 84.601. Definitions |
§ 84.602. Filing of New Application |
§ 84.603. New Registered Offices |
§ 84.604. Transfer of License; New License Application on Transfer of Ownership |
§ 84.605. Change in Form or Proportionate Ownership |
§ 84.606. Amendments to Pending Application |
§ 84.607. Updating Application and Contact Information |
§ 84.608. Processing of Application |
§ 84.609. Relocation of Licensed Offices |
§ 84.610. License Inactivation or Voluntary Surrender |
§ 84.611. Fees |
§ 84.612. Implementation Provisions of Licensing |
§ 84.613. Denial, Suspension, or Revocation Based on Criminal History |
§ 84.615. Applications and Notices as Public Records |
§ 84.616. License Display |
§ 84.617. License Term, Renewal, and Expiration |
SUBCHAPTER G. EXAMINATIONS |
§ 84.702. Prohibited Advertising |
§ 84.703. Review of Records |
§ 84.704. Correction of Errors or Violations |
§ 84.705. Unclaimed Funds |
§ 84.706. Follow-up Examination Fees |
§ 84.707. Files and Records Required (Retail Sellers Assigning Retail Installment Sales Contracts) |
§ 84.708. Files and Records Required (Retail Sellers Collecting Installments on Retail Installment Sales Contracts) |
§ 84.709. Files and Records Required (Holders Taking Assignment of Retail Installment Sales Contracts) |
SUBCHAPTER H. RETAIL INSTALLMENT SALES CONTRACT PROVISIONS |
§ 84.801. Purpose |
§ 84.802. Non-Standard Contract Filing Procedures |
§ 84.803. Relationship with Federal Law |
§ 84.804. Disclosures and Contract Provisions Required by Texas Finance Code |
§ 84.805. Other Disclosures Required by Commission Rule |
§ 84.806. Format |
§ 84.807. Contract Provisions |
§ 84.808. Model Clauses |
§ 84.809. Model Contract; Permissible Changes |