Texas Administrative Code (Last Updated: March 27,2024) |
TITLE 7. BANKING AND SECURITIES |
PART 4. DEPARTMENT OF SAVINGS AND MORTGAGE LENDING |
CHAPTER 75. SAVINGS BANKS |
SUBCHAPTER A. GENERAL PROVISIONS |
§ 75.1. Purpose and Applicability |
§ 75.2. Definitions |
SUBCHAPTER B. APPLICATIONS |
DIVISION 1. GENERAL PROVISIONS |
§ 75.101. Application Filing Requirements |
§ 75.102. Application Fees and Charges |
§ 75.103. Public Notice of Application |
§ 75.104. Motions for Rehearing |
DIVISION 2. CHARTER APPLICATIONS AND AMENDMENTS |
§ 75.121. Savings Bank Charter |
§ 75.122. Change of Name |
§ 75.123. Certificate of Formation or Bylaws Amendments |
DIVISION 3. OFFICE LOCATIONS |
§ 75.131. Branch Office |
§ 75.132. Mobile Facility |
§ 75.133. Relocate Home or Additional Office |
DIVISION 4. REORGANIZATION, MERGER, CONSOLIDATION, CONVERSION, PURCHASE, AND ASSUMPTION AND ACQUISITION |
§ 75.141. Reorganization, Merger, Consolidation or Purchase and Assumption Transaction - Resulting in a Savings Bank |
§ 75.142. Exemption for Supervisory Merger |
§ 75.143. Reorganization, Merger or Conversion by a Savings Bank to Another Financial Institution Charter |
§ 75.144. Conversion into a Savings Bank |
§ 75.145. Mutual to Stock Conversion |
DIVISION 5. EXPEDITED APPLICATIONS |
§ 75.151. Eligible Institution |
§ 75.152. Expedited Applications |
§ 75.153. Denial of Expedited Treatment |
DIVISION 6. CHANGE OF CONTROL |
§ 75.161. Acquisition of a Savings Bank |
§ 75.162. Notice and Hearing |
§ 75.163. Retention of Control |
§ 75.164. Abeyance of Other Applications |
§ 75.165. Exempt Transactions |
DIVISION 7. CAPITAL NOTES AND DEBNETURES |
§ 75.171. Capital Notes and Debentures |
DIVISION 8. HOLDING COMPANY APPLICATIONS |
§ 75.181. Registration |
§ 75.182. Reorganization as a Mutual Holding Company |
DIVISION 9. SUBSIDIARY APPLICATIONS |
§ 75.191. Subsidiary Application |
SUBCHAPTER C. OPERATIONS |
DIVISION 1. OFFICE LOCATIONS |
§ 75.201. Approval of Offices Required; Closing an Office; Activities Not Requiring an Approved Office |
§ 75.202. Types of Additional Offices |
§ 75.203. Temporary Closing of Additional Offices |
§ 75.204. Operation of a Mobile Facility |
DIVISION 2. BOOKS, RECORDS, ACCOUNTING PRACTICES, FINANCIAL STATEMENTS, AND RESOURCES |
§ 75.221. Books and Records |
§ 75.222. Accounting Practices |
§ 75.223. Financial Statements; Annual Reports; Audits |
§ 75.224. Misdescription of Transactions |
§ 75.225. Charging Off or Setting Up Reserves Against Bad Debts |
§ 75.226. Examinations |
§ 75.227. Bylaws |
DIVISION 3. CAPITAL AND CAPITAL OBLIGATIONS |
§ 75.231. Capital Requirements |
§ 75.232. Increase or Decrease of Minimum Capital Requirements |
§ 75.233. Business Plans |
§ 75.234. Joint Issuance of Capital Obligations |
DIVISION 4. HOLDING COMPANIES |
§ 75.241. Reports |
§ 75.242. Books and Records |
§ 75.243. Examinations |
§ 75.244. Agent for Service of Process |
§ 75.245. Release from Registration |
DIVISION 5. ASSESSMENTS AND FEES |
§ 75.251. Annual Assessments |
§ 75.252. Fee for Special Examination |
DIVISION 6. COMPLAINT PROCEDURES |
§ 75.261. Savings Bank Complaint Notes |
SUBCHAPTER D. LOANS, INVESTMENTS, SAVINGS, AND DEPOSITS |
DIVISION 1. AUTHORIZED LOANS AND INVESTMENTS |
§ 75.301. Definitions |
§ 75.302. Loans Authorized |
§ 75.303. Non-Real Estate Commercial Loans |
§ 75.304. Unsecured Loans |
§ 75.305. Loan Policies and Documentation |
§ 75.306. Loans to and Transactions with Officers, Directors, Affiliated Persons, and Employees |
§ 75.307. Letters of Credit |
§ 75.308. Investment in Securities |
§ 75.309. Investment in Banking Premises and Other Real Estate Owned |
DIVISION 2. SUBSIDIARIES |
§ 75.321. Investment in and Divestiture of Subsidiaries |
§ 75.323. Authorized Subsidiary Investments |
§ 75.324. Subsidiary Operations |
§ 75.325. Subsidiary Investment and Debt Limitation |
§ 75.326. Operating Subsidiaries |
DIVISION 3. SAVINGS AND DEPOSITS |
§ 75.331. User Safety at Unmanned Teller Machines |
§ 75.332. Pledging of Assets to Secure Deposits of Certain Public Purpose Entities |