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Texas Administrative Code (Last Updated: March 27,2024) |
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TITLE 7. BANKING AND SECURITIES |
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PART 8. JOINT FINANCIAL REGULATORY AGENCIES |
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CHAPTER 153. HOME EQUITY LENDING |
| § 153.1. Definitions |
| § 153.2. Voluntary Lien: Section 50(a)(6)(A) |
| § 153.3. Limitation on Equity Loan Amount: Section 50(a)(6)(B) |
| § 153.4. Nonrecourse: Section 50(a)(6)(C) |
| § 153.5. Two Percent Fee Limitation: Section 50(a)(6)(E) |
| § 153.7. Prohibition on Prepayment Penalties: Section 50(a)(6)(G) |
| § 153.8. Security of the Equity Loan: Section 50(a)(6)(H) |
| § 153.9. Acceleration: Section 50(a)(6)(J) |
| § 153.10. Number of Loans: Section 50(a)(6)(K) |
| § 153.11. Repayment Schedule: Section 50(a)(6)(L)(i) |
| § 153.12. Closing Date: Section 50(a)(6)(M)(i) |
| § 153.13. Preclosing Disclosures: Section 50(a)(6)(M)(ii) |
| § 153.14. One Year Prohibition: Section 50(a)(6)(M)(iii) |
| § 153.15. Location of Closing: Section 50(a)(6)(N) |
| § 153.16. Rate of Interest: Section 50(a)(6)(O) |
| § 153.17. Authorized Lenders: Section 50(a)(6)(P) |
| § 153.18. Limitation on Application of Proceeds: Section 50(a)(6)(Q)(i) |
| § 153.20. No Blanks in Any Instrument: Section 50(a)(6)(Q)(iii) |
| § 153.22. Copies of Documents: Section 50(a)(6)(Q)(v) |
| § 153.24. Release of Lien: Section 50(a)(6)(Q)(vii) |
| § 153.25. Right of Rescission: Section 50(a)(6)(Q)(viii) |
| § 153.26. Acknowledgment of Fair Market Value: Section 50(a)(6)(Q)(ix) |
| § 153.41. Refinance of a Debt Secured by a Homestead: Section 50(e) |
| § 153.45. Refinance of an Equity Loan: Section 50(f) |
| § 153.51. Consumer Disclosure: Section 50(g) |
| § 153.82. Owner Requests for HELOC Advance: Section 50(t)(1) |
| § 153.84. Restrictions on Devices and Methods to Obtain a HELOC Advance: Section 50(t)(3) |
| § 153.85. Time the Extension of Credit is Established: Section 50(t)(4) |
| § 153.86. Maximum Principal Amount Extended under a HELOC: Section 50(t)(5) |
| § 153.88. Repayment Terms of a HELOC: Section 50(t)(8) |
| § 153.91. Adequate Notice of Failure to Comply |
| § 153.92. Counting the 60-Day Cure Period |
| § 153.93. Methods of Notification |
| § 153.94. Methods of Curing a Violation Under Section 50(a)(6)(Q)(x)(a) - (e) |
| § 153.95. Cure a Violation Under Section 50(a)(6)(Q)(x) |
| § 153.96. Correcting Failures Under Section 50(a)(6)(Q)(x)(f) |