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Texas Administrative Code (Last Updated: March 27,2024) |
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TITLE 28. INSURANCE |
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PART 1. TEXAS DEPARTMENT OF INSURANCE |
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CHAPTER 5. PROPERTY AND CASUALTY INSURANCE |
| SUBCHAPTER A. AUTOMOBILE INSURANCE |
| DIVISION 1. CERTIFICATES OF ASSUMPTION |
| § 5.11. Certificates of Assumption |
| DIVISION 2. DIVIDENDS PROCEDURE |
| § 5.101. Permissible Dividend Classes, Motor Vehicle Insurance |
| § 5.102. Other Restrictions on the Payment of Dividends, Motor Vehicle Insurance |
| § 5.103. Dividend Application Form, Motor Vehicle Insurance |
| DIVISION 3. MISCELLANEOUS INTERPRETATIONS |
| § 5.201. Texas Automobile Insurance Plan |
| § 5.202. Physical Examinations in Motor Vehicle Insurance Underwriting |
| § 5.203. Certificates of Insurance to Third Parties, Automobile Insurance |
| § 5.204. Motor Vehicle Safety Responsibility |
| § 5.205. Motor Vehicle Crime Prevention Authority Pass-Through Fee |
| § 5.206. Designation of Underserved ZIP Codes |
| § 5.207. Financial Responsibility Consumer Outreach Program |
| DIVISION 4. LOSS CONTROL INFORMATION FOR COMMERCIAL AUTOMOBILE LIABILITY INSURANCE |
| § 5.301. Loss Control Information |
| § 5.302. Methods of Providing Loss Control Information |
| § 5.303. Evaluation and Inspection of Loss Control Information and Services |
| § 5.311. Qualifications of Personnel Providing Loss Control Information and Services |
| DIVISION 5. PRIVATE PASSENGER AUTOMOBILE LIABILITY INSURANCE REQUIREMENTS FOR UNDERWRITING TREATMENT AND DISCLOSURE |
| § 5.401. Temporary and Permanent Requirements Regarding Underwriting Treatment of and Disclosure to Applicants for Private Passenger Automobile Liability Insurance |
| DIVISION 6. NOTICE REQUIREMENTS TO CLAIMANTS REGARDING MOTOR VEHICLE REPAIRS |
| § 5.501. Notice Requirements to Claimants Regarding Motor Vehicle Repairs |
| DIVISION 7. FINANCIAL RESPONSIBILITY VERIFICATION PROGRAM |
| § 5.601. Purpose and Scope |
| § 5.602. Definitions |
| § 5.603. Financial Responsibility Verification Program Guide and User Manual |
| § 5.604. Reporting Requirements for Insurers Using the Database Program |
| § 5.605. Data Error Correction Requirements for Insurers Using the Database Program |
| § 5.606. Requirements for Insurers Using the Web Services Program |
| § 5.607. Web Services Program System Requirements |
| § 5.608. Web Services Program Performance Requirements |
| § 5.609. Delegation and New Insurers |
| § 5.610. Penalties |
| § 5.611. Participation in Voluntary Testing Transmission System |
| SUBCHAPTER B. INSURANCE CODE, CHAPTER 5, SUBCHAPTER B |
| DIVISION 1. DIVIDEND PROCEDURES |
| § 5.1101. Permissible Dividend Classes, the Insurance Code, Chapter 5, Subchapter B |
| § 5.1102. Other Restrictions on the Payment of Dividends, the Insurance Code, Chapter 5, Subchapter B |
| § 5.1103. Dividend Application Form, the Insurance Code, Chapter 5, Subchapter B |
| DIVISION 2. REGULATION OF EXCESS LIABILITY INSURANCE |
| DIVISION 5. PROCEDURES FOR RECONSIDERATION OF RATES OR PREMIUMS CHARGED A PHYSICIAN OR HEALTH CARE PROVIDER FOR MEDICAL PROFESSIONAL LIABILITY INSURANCE |
| § 5.1501. Procedure for Reconsideration |
| § 5.1502. Grievance and Hearing Procedures |
| § 5.1503. Appeal to the State Board of Insurance |
| DIVISION 7. STANDARDS FOR PROVIDING LOSS CONTROL SERVICES FOR PROFESSIONAL LIABILITY INSURANCE FOR HOSPITALS |
| § 5.1701. Qualifications for Designation as Field Safety Representative with Specialty in Hospitals |
| § 5.1702. Course of Training for Field Safety Representatives with Specialty in Hospitals |
| § 5.1703. Designation of Field Safety Representative with Specialty in Hospitals |
| § 5.1711. Methods of Providing Loss Control Facilities |
| § 5.1712. Loss Control Services |
| § 5.1713. Evaluation and Inspection of Loss Control Facilities and Services |
| § 5.1721. Loss Control Information |
| § 5.1722. Methods of Providing Loss Control Information |
| § 5.1723. Evaluation and Inspection of Loss Control Information and Services |
| § 5.1731. Qualifications of Personnel Providing Loss Control Information and Services |
| DIVISION 9. BEST PRACTICES FOR RISK MANAGEMENT AND LOSS CONTROL FOR FOR-PROFIT AND NOT-FOR-PROFIT NURSING HOMES |
| § 5.1740. Purpose and Scope |
| § 5.1741. Best Practices for Risk Management and Loss Control |
| SUBCHAPTER C. TEXAS MEDICAL LIABILITY INSURANCE UNDERWRITING ASSOCIATION |
| § 5.2001. Definitions |
| § 5.2002. Operation of the Texas Medical Liability Insurance Underwriting Association |
| § 5.2003. Members' and Policyholders' Participation in the Texas Medical Liability Insurance Underwriting Association |
| § 5.2004. Medical Liability Insurance and General Liability Insurance |
| § 5.2005. Amendments |
| § 5.2006. Reinsurance |
| SUBCHAPTER D. FIRE AND ALLIED LINES INSURANCE |
| DIVISION 2. RATE DEVIATIONS AND THE PAYMENT OF DIVIDENDS TO POLICYHOLDERS FOR FIRE AND ALLIED LINES INSURANCE |
| § 5.3104. Policyholder Dividends |
| DIVISION 3. JOINT FIRE AND ALLIED LINES INSURANCE |
| § 5.3201. Joint Insurance |
| DIVISION 5. PREMIUM REDUCTION CERTIFICATE UNDER THE INSURANCE CODE, ARTICLE 5.33A |
| DIVISION 6. STATISTICAL PLAN APPLICABLE TO NON-RATE REGULATED INSURERS |
| § 5.3501. Statistical Reporting of Property and Multiperil Insurance by Insurers Regulated under the Insurance Code, Chapters 17-19 |
| DIVISION 8. UNDERSERVED AREAS FOR RESIDENTIAL PROPERTY INSURANCE |
| § 5.3700. Designation of Underserved Areas for Residential Property Insurance for Purposes of the Insurance Code, Articles 5.35-3 and 21.49-12 |
| § 5.3701. Designation of Underserved Areas for Residential Property Insurance for Purposes of the Insurance Code Article 21.49A |
| § 5.3702. Designation of Underserved Areas for Residential Property Insurance for Purposes of the Insurance Code Article 5.13-2C |
| DIVISION 9. VOLUNTARY INSPECTION PROGRAM PLAN OF OPERATION |
| § 5.3800. Voluntary Inspection Program Plan of Operation |
| SUBCHAPTER E. TEXAS WINDSTORM INSURANCE ASSOCIATION |
| DIVISION 1. PLAN OF OPERATION |
| § 5.4001. Plan of Operation |
| § 5.4007. Applicable Building Code Standards in Designated Catastrophe Areas for Structures Constructed, Repaired or to Which Additions Are Made Prior to September 1, 1998 |
| § 5.4011. Applicable Building Code Standards in Designated Catastrophe Areas for Structures Constructed, Repaired or to Which Additions Are Made On and After January 1, 2008, and before April 1, 2020 |
| § 5.4012. Applicable Building Code Standards in Designated Catastrophe Areas for Structures Constructed, Repaired, or to Which Additions Are Made on or after April 1, 2020 |
| § 5.4021. Agent Requirements |
| § 5.4023. Per Risk Reinsured Excess Coverage |
| § 5.4029. Applicability and Effective Date of 28 TAC §§5.4029 - 5.4041 |
| § 5.4030. Definitions Applicable to §§5.4029 - 5.4041 |
| § 5.4031. Wind Damage Evaluation |
| § 5.4032. Property Database |
| § 5.4033. Hazard Module |
| § 5.4034. Hazard Module - Wind Measurements |
| § 5.4035. Hazard Module - Wind Field Model |
| § 5.4036. Hazard Module - Storm Surge and Wave Measurements |
| § 5.4037. Hazard Module - Storm Surge and Wave Model |
| § 5.4038. Use of Damage Estimation Module |
| § 5.4039. Economic Loss Module |
| § 5.4040. Report Generation Module |
| § 5.4041. Incorporation by Reference |
| DIVISION 3. LOSS FUNDING, INCLUDING CATASTROPHE RESERVE TRUST FUND, FINANCING ARRANGEMENTS, AND PUBLIC SECURITIES |
| § 5.4101. Applicability |
| § 5.4102. Definitions |
| § 5.4111. Operation of the Catastrophe Reserve Trust Fund |
| § 5.4112. Termination of Catastrophe Reserve Trust Fund |
| § 5.4113. Investments of Catastrophe Reserve Trust Fund |
| § 5.4114. Disbursements from the Catastrophe Reserve Trust Fund |
| § 5.4121. Financing Arrangements |
| § 5.4123. Public Securities Request, Approval, and Issuance |
| § 5.4124. Issuance of Class 1 Public Securities before a Catastrophic Event |
| § 5.4125. Issuance of Public Securities after a Catastrophic Event |
| § 5.4126. Determination of the Association Surcharge Percentage |
| § 5.4127. Contingent Sources of Payment for Class 2 and Class 3 Public Securities |
| § 5.4133. Public Security Proceeds |
| § 5.4134. Excess Public Security Proceeds |
| § 5.4135. Marketable Public Securities; the Amount of Class 1 Public Securities that Cannot be Issued; Market Conditions and Requirements; and Cost-Benefit Analysis |
| § 5.4136. Association Rate Filings |
| § 5.4141. Class 1 Public Security Trust Fund |
| § 5.4142. Class 2 and Class 3 Public Security Trust Funds |
| § 5.4143. Premium Surcharge Trust Fund |
| § 5.4144. Excess Premium Surcharge Revenue |
| § 5.4145. Excess Net Premium and Other Revenue |
| § 5.4160. Member Assessments to Pay for Reinsurance in Excess of the Association's Statutory Minimum Funding Level |
| § 5.4161. Member Assessments Other than Assessments for Reinsurance in Excess of the Association's Statutory Minimum Funding Level |
| § 5.4162. Amount of Assessment |
| § 5.4163. Notice of Assessment |
| § 5.4164. Payment of Assessment |
| § 5.4165. Failure to Pay Assessment |
| § 5.4166. Contest After Payment of Assessment |
| § 5.4167. Inability to Pay Assessment by Reason of Insolvency |
| § 5.4171. Premium Surcharge Requirements |
| § 5.4172. Premium Surcharge Definitions |
| § 5.4173. Determination of the Contingent Surcharge Percentage |
| § 5.4181. Premiums to be Surcharged |
| § 5.4182. Method for Determining the Premium Surcharges |
| § 5.4184. Application of Premium Surcharges |
| § 5.4185. Mandatory Premium Surcharge Collection |
| § 5.4186. Remittance of Contingent Surcharges |
| § 5.4187. Offsets |
| § 5.4188. Association Surcharges not Subject to Commissions or Premium Taxes; Contingent Surcharges Not Subject to Commissions |
| § 5.4189. Notification Requirements |
| § 5.4190. Annual Premium Surcharge Report |
| § 5.4191. Premium Surcharge Reconciliation Report |
| § 5.4192. Data Collection |
| DIVISION 4. CONSUMER ASSISTANCE; CLAIM PROCESSES |
| § 5.4200. Definitions |
| § 5.4201. Coastal Outreach and Assistance Services Team (COAST) Program |
| § 5.4202. Good Cause Extensions Under Insurance Code §2210.205 |
| § 5.4203. Good Cause Extensions for Insurance Code §2210.573(b) and (d) and §2210.5741(b) |
| § 5.4204. Supplemental Payments |
| § 5.4211. Appraisal Process |
| § 5.4212. Appraisal Process - Appraiser Qualifications and Conflicts of Interest |
| § 5.4213. Appraisal Process - Appraiser Obligations |
| § 5.4214. Appraisal Process - Umpire Qualifications and Conflicts of Interest |
| § 5.4215. Appraisal Process - Umpire Roster |
| § 5.4216. Appraisal Process - Removal of Umpire from Roster |
| § 5.4217. Appraisal Process - Umpire Selection by Department |
| § 5.4218. Appraisal Process - Umpire Obligations |
| § 5.4219. Appraisal Process - Additional Obligations for Department-Selected Umpires |
| § 5.4220. Appraisal Process - Prohibited Communications |
| § 5.4221. Appraisal Process - Costs |
| § 5.4222. Appraisal Process - Extensions of Deadlines |
| § 5.4231. Mediation Process |
| § 5.4232. Mediation Process - Mediator Qualifications and Conflicts of Interest |
| § 5.4233. Mediation Process - Mediator Roster |
| § 5.4234. Mediation Process - Removal of Mediator from Roster |
| § 5.4235. Mediation Process - Mediator Selection by Department |
| § 5.4236. Mediation Process - Mediator Obligations |
| § 5.4237. Mediation Process - Additional Obligations for Department-Selected Mediators |
| § 5.4238. Mediation Process - Association Obligations |
| § 5.4239. Mediation Process - Claimant Obligations and Privileges |
| § 5.4240. Mediation Process - Costs |
| § 5.4241. Mediation Process - Deadlines and Extensions |
| § 5.4251. Requests and Submissions to the Department |
| § 5.4252. Objections |
| § 5.4253. Contract Administrator |
| § 5.4260. Composition of the Expert Panel |
| § 5.4261. Qualifications and Application |
| § 5.4262. Conflicts of Interest |
| § 5.4263. Selection |
| § 5.4264. Expert Panel Term |
| § 5.4265. Removal of Expert Panel Member |
| § 5.4266. Expert Panel Duties |
| § 5.4267. Expert Panel Meetings |
| § 5.4268. Contracting, Compensation, and Expenses |
| DIVISION 5. DEPOPULATION PROGRAMS |
| § 5.4301. Definitions |
| § 5.4302. Policy Forms, Endorsements, and Rates |
| § 5.4303. Generally Comparable Coverage |
| § 5.4304. Limited Service Agreement |
| § 5.4305. Electronic Information Repository |
| § 5.4306. Voluntary Market Depopulation Program |
| § 5.4307. Assumption Reinsurance Program |
| § 5.4308. Effect on Existing Contracts |
| § 5.4309. Repository Information |
| DIVISION 7. INSPECTIONS FOR WINDSTORM AND HAIL INSURANCE |
| § 5.4601. Definitions |
| § 5.4603. Windstorm Inspection Forms |
| § 5.4604. Certification Form for Completed Improvement |
| § 5.4605. Items Not Requiring an Inspection for the Purposes of Windstorm and Hail Insurance Coverage through the Texas Windstorm Insurance Association |
| § 5.4606. Supporting Evidence for Sealed Postconstruction Evaluation Report and Design for Certificate of Compliance for Completed Improvement |
| § 5.4607. Requirements for the Appointment of Temporary Qualified Windstorm Inspectors for a Limited Period on an As-needed Basis |
| § 5.4608. Certification by TDI-Employed Windstorm Inspectors |
| § 5.4609. Application for Qualified Inspector Appointment |
| § 5.4610. Renewal of Qualified Inspector Appointment |
| § 5.4612. Appointment as Qualified Inspector |
| § 5.4615. General Responsibilities of Appointed Qualified Inspectors |
| § 5.4620. Accountability of Appointed Qualified Inspector |
| § 5.4621. Certification of Ongoing Improvements Inspected by Appointed Qualified Inspectors |
| § 5.4622. Inspection Verification |
| § 5.4623. Information Required to Inspect to Design Documents |
| § 5.4625. Inspection Reports |
| § 5.4626. Substantiating Information |
| § 5.4640. Oversight |
| § 5.4642. Disciplinary Action |
| DIVISION 8. RATES |
| § 5.4700. Rate Reduction |
| § 5.4701. Requests for Additional Supporting Information |
| § 5.4702. Requirement for Vote of Rate Filing and Prohibition on Purchasing Reinsurance from Certain Insurers or Brokers |
| DIVISION 10. ELIGIBILITY AND FORMS |
| § 5.4902. Additional Requirements |
| § 5.4903. Declination of Coverage |
| § 5.4904. Flood Insurance |
| § 5.4905. Minimum Retained Premium |
| § 5.4906. Renewal Premium Grace Period |
| § 5.4908. Alter and Alteration |
| § 5.4911. Insurance Policy Forms, Endorsements, Manual Rules, Application Forms, and Underwriting Guidelines |
| § 5.4912. Filing and Issuance of Policy Forms Relating to Premium Surcharges under Insurance Code §§2210.612, 2210.613, and 2210.6131 |
| SUBCHAPTER F. INLAND MARINE INSURANCE, MULTI-PERIL INSURANCE, AND COMMERCIAL LINES |
| DIVISION 1. INLAND MARINE INSURANCE |
| § 5.5001. Purpose and Classification Procedure |
| § 5.5002. Inland Marine Insurance -- Imports |
| § 5.5003. Inland Marine Insurance -- Exports |
| § 5.5004. Inland Marine Insurance -- Domestic Shipments |
| § 5.5005. Inland Marine Insurance -- Bridges, Tunnels, and Other Instrumentalities of Transportation and Communication |
| § 5.5006. Inland Marine Insurance -- Consumer Credit Property Insurance |
| § 5.5007. Inland Marine Insurance -- Commercial Credit Property Insurance |
| § 5.5008. Inland Marine Insurance -- Other Inland Marine Risks |
| DIVISION 2. MULTI-PERIL INSURANCE |
| § 5.5101. Rates for Commercial Multi-peril Policies |
| DIVISION 3. EXEMPT COMMERCIAL LINES |
| § 5.5201. Exempt Commercial Lines |
| SUBCHAPTER G. WORKERS' COMPENSATION INSURANCE |
| DIVISION 2. GROUP SELF-INSURANCE COVERAGE |
| § 5.6401. Purpose and Scope |
| § 5.6402. Definitions |
| § 5.6403. Application for Initial Certificate of Approval |
| § 5.6404. Notification to the Department and Responsibility for Continued Compliance |
| § 5.6405. Excess Insurance |
| § 5.6406. Indemnity Agreement |
| § 5.6407. Acknowledgement of Indemnity Agreement |
| § 5.6408. Fidelity and Performance Bonds |
| § 5.6409. Books and Records |
| § 5.6410. Investments |
| § 5.6411. Contract Provisions |
| § 5.6412. Operational Review Plan |
| § 5.6413. Membership Cancellation or Termination |
| DIVISION 4. TEXAS DETAILED CLAIM INFORMATION STATISTICAL PLAN |
| § 5.6601. Texas Detailed Claim Information Statistical Plan |
| SUBCHAPTER H. CANCELLATION, DENIAL, AND NONRENEWAL OF CERTAIN PROPERTY AND CASUALTY INSURANCE COVERAGE |
| § 5.7001. Applicability |
| § 5.7002. Cancellations |
| § 5.7003. Calculation of Time Period |
| § 5.7004. Certain Acts Regarded as Cancellation |
| § 5.7005. Special One-Year Rule Applicable Only to Personal Automobile Policies |
| § 5.7006. Discontinuing the Writing of Certain Lines or Classes, Withdrawing from a Geographical Area, or Withdrawing from an Agency |
| § 5.7007. Renewal of Policies |
| § 5.7008. Records Required |
| § 5.7009. Insurance Code Chapter 4051, Subchapter H |
| § 5.7010. Endorsement Forms |
| § 5.7011. Violations |
| § 5.7012. Reason for Declination, Cancellation, or Nonrenewal |
| § 5.7013. Notice Requirements for Cancellation and Nonrenewal for General Liability and Certain Automobile Insurance Policies |
| § 5.7014. Exceptions to Cancellation and Nonrenewal Notice Requirements for General Liability and Certain Automobile Insurance Policies |
| § 5.7015. Refund of Unearned Premium |
| § 5.7016. Prohibition of Nonrenewal for Not-at-Fault Accidents or Claims--Personal Auto Policy |
| § 5.7018. Notice to Lienholders |
| SUBCHAPTER I. RULES SUPPLEMENTARY TO THE INSURANCE CODE, CHAPTER 5, SUBCHAPTER L |
| § 5.8001. Purpose and Scope |
| § 5.8003. Written Petitions |
| § 5.8004. Interpretations |
| SUBCHAPTER J. RULES TO IMPLEMENT THE AMUSEMENT RIDE SAFETY INSPECTION AND INSURANCE ACT |
| § 5.9001. Purpose and Scope |
| § 5.9002. Definitions |
| § 5.9003. Administration and Enforcement |
| § 5.9004. Amusement Ride Operation Requirements |
| § 5.9005. Personnel Conducting Safety Inspections of Amusement Rides and Devices |
| § 5.9006. Public Information Sign |
| § 5.9007. Quarterly Reports |
| § 5.9008. Filing Affidavit |
| § 5.9009. Information Request |
| § 5.9010. Confirmation of Required Insurance and Inspection Certificate; Rule Construction |
| § 5.9011. Standards and Compliance |
| § 5.9012. Denial of Entry to Amusement Rides; Prohibiting Operation of Amusement Rides |
| § 5.9013. Injunctions |
| § 5.9014. Penalties; Enforcement |
| SUBCHAPTER K. TERMINATION OF FINANCIAL ASSURANCE FOR UNDERGROUND STORAGE TANKS |
| § 5.9101. Purpose |
| § 5.9102. Definitions |
| § 5.9103. Applicability |
| § 5.9104. Content of Notice |
| § 5.9105. Submission of Notice |
| § 5.9106. Rescindment of Cancellation or Non-Renewal |
| § 5.9107. Disciplinary Actions by the Commissioner of Insurance |
| SUBCHAPTER M. FILING REQUIREMENTS |
| DIVISION 1. REQUIREMENTS FOR SHARING COMMERCIAL RISKS |
| § 5.9301. Commercial Risks Shared by Two or More Insurers |
| DIVISION 2. REQUIREMENTS FOR DETERMINING A CATASTROPHE |
| § 5.9303. Definition of Catastrophe |
| DIVISION 4. FILINGS MADE EASY - TRANSMITTAL INFORMATION AND GENERAL FILING REQUIREMENTS FOR PROPERTY AND CASUALTY FORM, RATE, UNDERWRITING GUIDELINE, AND CREDIT SCORING MODEL FILINGS |
| § 5.9310. Property and Casualty Transmittal Information and General Filing Requirements |
| § 5.9311. Copyright, Public Inspection, and Confidential Filings |
| § 5.9312. Personally Identifiable Information |
| § 5.9313. Filing Format Requirements |
| DIVISION 5. FILINGS MADE EASY - REQUIREMENTS FOR PROPERTY AND CASUALTY POLICY FORM AND ENDORSEMENT FILINGS |
| § 5.9320. Purpose and Definitions |
| § 5.9321. General Filing Requirements |
| § 5.9322. Additional Information |
| § 5.9323. Requirements for Reference Filings |
| § 5.9324. Incomplete Filings |
| § 5.9325. Request for Deemer Period Waiver |
| § 5.9326. Insurers Providing Coverage through a Purchasing Group |
| § 5.9327. Additional Requirements for Personal Automobile and Residential Property Forms |
| § 5.9328. Insurers Writing Commercial Group Property Insurance |
| DIVISION 6. FILINGS MADE EASY - REQUIREMENTS FOR RATE AND RULE FILINGS |
| § 5.9330. Purpose |
| § 5.9331. Definitions |
| § 5.9332. Categories of Supporting Information |
| § 5.9333. Categories of Supplementary Rating Information |
| § 5.9334. Requirements for Rate and Rule Filing Submissions |
| § 5.9335. Requests for Information |
| § 5.9336. Request for Information Limit Waiver |
| § 5.9337. Insurers Providing Coverage Through a Purchasing Group |
| DIVISION 7. FILINGS MADE EASY - REQUIREMENTS FOR UNDERWRITING GUIDELINE FILINGS |
| § 5.9340. Purpose |
| § 5.9341. Definitions |
| § 5.9342. Filing Requirements |
| DIVISION 8. FILINGS MADE EASY - REQUIREMENTS FOR CREDIT SCORING MODEL FILINGS FOR PERSONAL INSURANCE |
| § 5.9350. Purpose |
| § 5.9351. Definitions |
| § 5.9352. Filing Requirements |
| DIVISION 9. FILINGS MADE EASY - REDUCED FILING REQUIREMENTS FOR CERTAIN RESIDENTIAL PROPERTY INSURERS |
| § 5.9355. Purpose |
| § 5.9356. Definitions |
| § 5.9357. Filing Requirements |
| DIVISION 10. FILINGS MADE EASY - ADDITIONAL FILING REQUIREMENTS FOR CERTAIN COUNTY MUTUAL INSURANCE COMPANIES |
| § 5.9360. Purpose |
| § 5.9361. Additional Requirements |
| DIVISION 11. FILINGS MADE EASY - CERTIFICATES OF PROPERTY AND CASUALTY INSURANCE |
| § 5.9370. Purpose and Scope |
| § 5.9371. Definitions |
| § 5.9372. Preparation and Submission of Certificate of Insurance Form Filings |
| § 5.9373. Certificate of Insurance Form Filing Transmittal Information |
| § 5.9374. Incomplete Filings |
| § 5.9375. Use of Certificate of Insurance Forms |
| § 5.9376. Restrictions on the Content of Certificates of Insurance |
| SUBCHAPTER N. RESIDENTIAL PROPERTY INSURANCE MARKET ASSISTANCE PROGRAM |
| DIVISION 1. EXECUTIVE COMMITTEE MEMBERSHIP AND OPERATION |
| § 5.9400. Residential Property Insurance Market Assistance Program Executive Committee |
| DIVISION 2. PLAN OF OPERATION |
| § 5.9401. Purpose and Scope |
| § 5.9402. Authority |
| § 5.9403. Definitions |
| § 5.9404. Policy Forms and Types of Coverage |
| § 5.9405. Rates |
| § 5.9406. Eligibility for Referral |
| § 5.9407. Participating Insurers |
| § 5.9408. Participating Agents |
| § 5.9409. Operations |
| § 5.9410. Executive Committee |
| § 5.9411. Criteria and Procedures for Mandatory Participation by Insurers |
| § 5.9412. Amendments to Plan of Operation |
| § 5.9413. Immunity from Liability |
| § 5.9414. Termination of MAP |
| § 5.9415. Severability |
| § 5.9416. Forms Promulgated for Use in the Residential Property Insurance Market Assistance Program |
| SUBCHAPTER O. STATISTICAL PLANS |
| § 5.9501. Texas Commercial Lines Statistical Plan |
| § 5.9502. Texas Catastrophe Event Statistical Plan for Personal and Commercial Risks |
| SUBCHAPTER Q. GENERAL PROPERTY AND CASUALTY RULES |
| DIVISION 1. RESIDENTIAL PROPERTY |
| § 5.9700. Residential Property Declarations Pages and Deductible Disclosures |
| DIVISION 3. MULTIPLE LINES |
| § 5.9750. Notice of Material Change-Applicability and Examples |
| § 5.9751. Notice of Material Change-Requirements |
| § 5.9752. Notice of Material Change-Change from Replacement Cost to Actual Cash Value |
| SUBCHAPTER T. FAIR PLAN |
| DIVISION 1. PLAN OF OPERATION |
| § 5.9910. Purpose |
| § 5.9911. Definitions |
| § 5.9912. Governing Committee |
| § 5.9913. Authority of Agents and Commissions |
| § 5.9914. Maximum Limits of Liability and Limitations |
| § 5.9915. Inspections |
| § 5.9916. Application Forms, Underwriting Rules, Rates, Policy Forms and Endorsements |
| § 5.9917. Application, Binder, Policy Issuance, Renewal and Cancellation |
| § 5.9918. Servicing of Policies |
| § 5.9919. Right to Appeal |
| § 5.9920. Immunity from Liability and Indemnification |
| § 5.9921. Fidelity Bonds |
| § 5.9922. Relationship with Member Insurers |
| § 5.9923. Assessments, Recoupments, Member Insolvency and Withdrawal |
| § 5.9924. Reinsurance and Other Financing |
| § 5.9925. Statistics |
| § 5.9927. Annual and Quarterly Financial Statements |
| § 5.9928. Additional Powers of the Association |
| § 5.9929. Severability |
| SUBCHAPTER U. USE OF CREDIT INFORMATION OR CREDIT SCORES |
| § 5.9940. Disclosure Form Required Concerning Use of Credit Information |
| § 5.9941. Differences in Rates Charged Due Solely to Difference in Credit Scores |
| SUBCHAPTER V. TERRITORY RATING REQUIREMENTS |
| § 5.9960. Exception to Rating Territory Requirements under §2253.001 of the Insurance Code |
| SUBCHAPTER W. CONSUMER PROTECTION REQUIREMENTS CONSUMER BILL OF RIGHTS |
| § 5.9970. Personal Automobile Insurance Consumer Bill of Rights |
| § 5.9971. Homeowners, Dwelling, and Renters Insurance Consumer Bill of Rights |
| SUBCHAPTER X. PRIOR APPROVAL OF RATES UNDER CERTAIN CIRCUMSTANCES |
| § 5.9980. Financial Conditions |
| § 5.9981. Rating Practices |
| § 5.9982. Statewide Insurance Emergency |