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Texas Administrative Code (Last Updated: March 27,2024) |
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TITLE 28. INSURANCE |
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PART 1. TEXAS DEPARTMENT OF INSURANCE |
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CHAPTER 25. INSURANCE PREMIUM FINANCE |
| SUBCHAPTER A. GENERAL PROVISIONS |
| § 25.1. Definitions |
| § 25.2. Place of Business |
| § 25.3. Responsibility for Acts of Employees |
| § 25.4. Knowledge of Laws and Regulations Required |
| § 25.6. Motor Clubs |
| § 25.8. Notice by Insurance Companies of Additional or Return Premium Charge |
| § 25.9. Texas Automobile Insurance Plan Association Financing Disclosure and Premium Finance Comparison Disclosure Form |
| § 25.10. Premium Refunds |
| § 25.11. Surplus Lines Insurance Agents and Agencies |
| § 25.12. Savings Clause |
| § 25.13. Severability |
| SUBCHAPTER B. LICENSING AND REGULATION |
| § 25.21. When a Premium Finance License Is Required |
| § 25.22. Forms Relating to Regulation of Premium Finance Companies under the Insurance Code, Chapter 24 |
| § 25.23. Bank and Savings and Loan Association Premium Finance Application |
| § 25.24. License Application |
| § 25.25. Additional Location License Application |
| § 25.26. Relocation of Licensed Offices |
| § 25.27. Change of Mailing Address |
| § 25.28. Ownership Change |
| § 25.29. Name Change |
| § 25.30. Renewal |
| § 25.31. Insurance Premium Finance Business Operation Forms |
| § 25.32. Financial Responsibility |
| § 25.33. Summary of Fees |
| SUBCHAPTER C. OPERATIONS |
| § 25.41. Unacceptable Loans |
| § 25.42. Rate and Refund Chart |
| § 25.43. Acceptance or Rejection |
| § 25.44. Prompt Processing Required |
| § 25.45. Duplication of Loans |
| § 25.46. Quotation of Net Payoffs |
| § 25.47. Policies Issued through the Texas Medical Liability Insurance Underwriting Association |
| § 25.48. Notification of Account Adjustment to Insured |
| § 25.49. Increase in Financed Premiums |
| § 25.50. Premium Decrease Due to Improper Rating |
| § 25.51. Changes in Finance Rate |
| § 25.52. Effective Date of Adjusted Premium Finance Changes |
| § 25.53. Computation of Finance Charge upon Cancellation |
| § 25.54. Finance Charge Earnings upon Acceleration |
| § 25.55. Notification to Insured of Offset |
| § 25.56. Alternative Methods of Adjusting Accounts |
| § 25.57. Cancellation of Policy Through Power of Attorney |
| § 25.58. Notice of Intent To Cancel Insurance Because of Default |
| § 25.59. Notice of Cancellation Because of Default |
| § 25.60. Collection Practices |
| § 25.61. Record of Contacts |
| § 25.62. Compliance with Statutory, Regulatory, or Contractual Requirements |
| § 25.63. Filing of Power of Attorney on Assignment with Insurer |
| § 25.64. Notification to Insurers |
| § 25.65. Relocation of Accounts |
| SUBCHAPTER D. ADVERTISING |
| § 25.71. Advertisements in General |
| § 25.72. Place of Loan |
| § 25.73. Advertisement File |
| § 25.74. Full Disclosure Requirements in Advertising |
| § 25.75. Misleading Advertising |
| § 25.76. Multiple Page Advertisements |
| SUBCHAPTER E. EXAMINATIONS AND ANNUAL REPORTS |
| § 25.81. Examinations |
| § 25.82. Examination Charges |
| § 25.83. Access to Books and Records |
| § 25.84. Individual Account Records |
| § 25.85. Retention of Records |
| § 25.86. Filing of Account Records |
| § 25.87. Annual Reports |
| § 25.88. General Administrative Expense Assessment |
| § 25.89. File for Official Correspondence and Reports |
| § 25.90. Escheat Account |